Mortgage Loan Officer Job at SPC Credit Union, Hartsville, SC

  • SPC Credit Union
  • Hartsville, SC

Job Description

You will assist members with their mortgage lending needs, describe the benefits of various mortgage products, cross-sell credit union products, process and make loan disbursements. What you'll do Evaluate Loan Applications Review borrower information, including income, assets, employment, and credit history to determine the ability to repay the loan. Calculate debt-to-income ratios, analyze credit reports, and identify potential financial risks. Decision Making Approve, deny, or request additional information for loan applications based on thorough analysis. Calculate debt-to-income ratios, analyze credit reports, and identify potential financial risks. Compliance and Documentation Ensure all applicants meet lender and government regulations, document decisions, and specify loan conditions as necessary. Qualifications Experience: One year to three years of similar or related experience. Education: Completion of a specialized certification or licensing, or Completion of specialized training courses conducted by vendors, or Job-specific skills acquired through an apprenticeship program. Interpersonal Skills: This role involves personal contact with others, inside and outside the organization, for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation. Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication. Other skills: Knowledge of the secondary market and experience with first and second mortgage residential real estate lending. Must be able to use general office equipment. Must have good communication skills. About SPC Credit Union SPC Credit Union has been serving members for more than 80 years. Over time, a Field of Membership that began with Sonoco Products Company in Hartsville has expanded to include four counties–Darlington, Florence, Marlboro, & Chesterfield. While our footprint, technology, and services have adapted over the years, one thing that hasn’t changed is our commitment to being a community credit union where our members are Safe. Personal. & Connected. #J-18808-Ljbffr

Job Tags

Apprenticeship, Work at office

Similar Jobs

Mendham Twp Board of Education

Middle School PE Teacher Leave Replacement Job at Mendham Twp Board of Education

Physical Education/Health Teacher Leave Replacement 11/30/26 - 6/15/27 Appropriate Certification Required Employment Subject to Valid Criminal History Report EOE/AA PIaef8b555d56e-38059-41769483

Dredge America, Inc.

Dredge Deckhand Job at Dredge America, Inc.

This is a full-time traveling position throughout the country to work on different jobsites. We are looking for a team player that is a problem solver and is committed to do the right thing with a can-do attitude. If you are interested in upward mobility, have a desire ...

American Computer Development, Inc. (ACDi) "In Touch With Te...

Stockroom Associate Job at American Computer Development, Inc. (ACDi) "In Touch With Te...

 ...Stockroom Associate Nashville, NC - Nashville, NC 27856 Description As a manufacturing firm, ACDi's biggest differentiator is...  ...Responsible for the proper identification of all materials in stock. Prepares stock items for storage or movement without damage. Maintains... 

Metalcraft of Mayville

Buyer Job at Metalcraft of Mayville

 ...Mayville is an Equal Opportunity Employer:Minorities/females/veterans/individuals with disabilities/sexual orientation/gender identity Buyer US-MI-Auburn Hills Job ID: 2026-5011# of Openings: 1 Category: Purchasing Auburn Hills, Michigan Overview... 

Fred Astaire Dance Studios

Instructor-Fitness Professional-Dancer Job at Fred Astaire Dance Studios

Job Description Job Description Turn two left feet into confidenceand get paid well doing it. As a Fred Astaire Instructor, you teach absolute beginners how to move, connect, and enjoy musicno experience needed. Youll coach people who think they cant dance...